LEGAL
Last Updated: January 2025
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Privacy Policy
Effective Date: January 2025
1. INTRODUCTION
Welcome to The Magnum Vault LLC ("Company," "we," "us," or "our"). We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website, purchase our products or services, and tell you about your privacy rights and how the law protects you.
Data Controller Contact Information:
The Magnum Vault LLC
104 S Main St
Suite 800 #1052
Greenville, SC 29601
United States
Email: [email protected]
Phone: +1 786 329 4843
2. INFORMATION WE COLLECT
Personal Information You Provide:
- Identity Data: First name, last name, username
- Contact Data: Email address, telephone numbers, billing/delivery address
- Financial Data: Payment card details (processed securely through Stripe)
- Transaction Data: Details about payments and purchases
- Profile Data: Username, purchases, preferences, feedback, survey responses
- Marketing Data: Preferences in receiving marketing from us
Information Automatically Collected:
- Technical Data: IP address, browser type/version, time zone, operating system
- Usage Data: Information about how you use our website and services
- Cookie Data: See our Cookie Policy for details
3. HOW WE USE YOUR INFORMATION
We use your personal data for the following purposes:
Legal Basis for Processing (GDPR):
- Contract Performance: To fulfill orders, deliver services, process payments
- Legitimate Interests: To improve our services, marketing, fraud prevention
- Consent: For marketing communications and certain cookies
- Legal Obligation: To comply with legal requirements
Specific Uses:
- Process and deliver your orders
- Manage your account and relationship
- Provide customer support
- Send transactional emails
- Send marketing communications (with consent)
- Improve our website and services
- Detect and prevent fraud
- Comply with legal obligations
4. DATA SHARING AND DISCLOSURE
We may share your personal data with:
Service Providers:
- GoHighLevel: CRM and marketing automation platform
- Stripe: Payment processing services
- Email Service Providers: For transactional and marketing emails
- Analytics Providers: Google Analytics (anonymized data)
- Hosting Providers: Website and data hosting
Other Disclosures:
- Legal requirements and law enforcement
- Business transfers (merger, acquisition)
- With your consent
We do NOT sell your personal data to third parties.
5. INTERNATIONAL DATA TRANSFERS
Your data may be transferred to and processed in countries outside your residence:
- We use Standard Contractual Clauses for EU data transfers
- We ensure appropriate safeguards for all international transfers
- You consent to these transfers by using our services
6. DATA SECURITY
We implement appropriate technical and organizational measures:
- SSL encryption for data transmission
- Secure payment processing through Stripe
- Regular security assessments
- Limited access to personal data
- Employee training on data protection
7. DATA RETENTION
We retain your personal data for:
- Order Data: 7 years for tax/accounting purposes
- Account Data: Duration of account plus 3 years
- Marketing Data: Until you unsubscribe
- Cookie Data: See Cookie Policy
8. YOUR RIGHTS
Under GDPR (European Users):
- Access: Request copies of your personal data
- Rectification: Request correction of inaccurate data
- Erasure: Request deletion of your data
- Restriction: Request restricted processing
- Portability: Receive your data in portable format
- Object: Object to certain processing
- Withdraw Consent: For consent-based processing
Under CCPA (California Users):
- Know: What personal information we collect, use, share
- Delete: Request deletion of personal information
- Opt-Out: Of sale of personal information (we don't sell data)
- Non-Discrimination: Equal service regardless of rights exercise
To exercise your rights, contact: [email protected]
9. CHILDREN'S PRIVACY
Our services are not directed to individuals under 18. We do not knowingly collect personal data from children under 18.
10. UPDATES TO THIS POLICY
We may update this policy periodically. We will notify you of material changes via email or website notice.
11. CONTACT US
For privacy questions or concerns:
Email: [email protected]
Phone: +1 786 329 4843
Terms of Service
Effective Date: January 2025
1. ACCEPTANCE OF TERMS
By accessing or using the services of The Magnum Vault LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our services.
2. SERVICES DESCRIPTION
The Magnum Vault LLC provides:
- Online courses and training programs
- Coaching and consulting services
- Digital products and resources
- Physical products (books, planners)
- Membership sites and communities
- Speaking and training events
3. ACCOUNT REGISTRATION
Account Requirements:
- You must be 18 years or older
- Provide accurate, current information
- Maintain security of your credentials
- Notify us of unauthorized access
- One account per person
Account Termination:
We reserve the right to suspend or terminate accounts for:
- Violation of these Terms
- Fraudulent or illegal activity
- Abuse of our services
- Non-payment
4. PAYMENT TERMS
Pricing and Billing:
- All prices in USD unless specified
- Payment processed via Stripe
- Prices subject to change with notice
- Taxes additional where applicable
Subscription Services:
- Billed in advance
- Auto-renewal unless cancelled
- Cancel anytime, effective next billing cycle
- No partial period refunds
5. REFUND POLICY
Digital Products/Courses:
- 30-day money-back guarantee for first-time purchases
- Must demonstrate good faith effort
- No refunds after 30 days
- No refunds for repeat purchases
Physical Products:
- 30-day return policy
- Items must be unused, original condition
- Customer pays return shipping
- Refund processed upon receipt
Coaching/Consulting:
- 14-day satisfaction guarantee
- Must attend sessions and complete assignments
- No refunds after 14 days
6. INTELLECTUAL PROPERTY
Our Content:
All content, materials, and intellectual property are owned by The Magnum Vault LLC:
- Courses, videos, audio recordings
- Written materials, worksheets
- Trademarks, logos, designs
- Proprietary methodologies
License Grant:
We grant you a limited, non-exclusive, non-transferable license to:
- Access purchased content for personal use
- Download materials for personal reference
- Not share, resell, or distribute
Your Content:
By submitting content, you grant us a worldwide, royalty-free license to use for:
- Providing services
- Marketing with attribution
- Improving our offerings
7. PROHIBITED CONDUCT
You agree NOT to:
- Share login credentials
- Copy, distribute, or resell our content
- Use for competing services
- Engage in illegal activities
- Harass other users
- Attempt to hack or disrupt services
- Violate intellectual property rights
- Use automated systems without permission
8. DISCLAIMERS
No Guarantees:
- We don't guarantee specific results
- Success depends on your effort and circumstances
- See our Earnings Disclaimer
"As Is" Basis:
Services provided "as is" without warranties of any kind, either express or implied.
Third-Party Services:
We're not responsible for third-party services, including:
- Payment processors
- Hosting providers
- Integrated tools
9. LIMITATION OF LIABILITY
To the maximum extent permitted by law:
- Our liability is limited to amount paid in past 12 months
- No liability for indirect, incidental, or consequential damages
- No liability for lost profits or data
- These limitations apply regardless of legal theory
10. INDEMNIFICATION
You agree to indemnify and hold harmless The Magnum Vault LLC from claims arising from:
- Your use of services
- Violation of these Terms
- Violation of any rights
- Your content or activities
11. DISPUTE RESOLUTION
Mandatory Arbitration:
- All disputes resolved through binding arbitration
- Arbitration under AAA rules
- Location: Greenville, South Carolina
- Each party bears own costs
Class Action Waiver:
You waive any right to bring claims as class or collective action.
Small Claims Exception:
Either party may bring qualifying claims in small claims court.
12. GOVERNING LAW
These Terms are governed by the laws of South Carolina, USA, without regard to conflict of law principles.
13. CHANGES TO TERMS
We may modify these Terms at any time. Continued use after changes constitutes acceptance.
14. CONTACT INFORMATION
The Magnum Vault LLC
104 S Main St
Suite 800 #1052
Greenville, SC 29601
United States
Email: [email protected]
Phone: +1 786 329 4843
Earnings Disclaimer
IMPORTANT: PLEASE READ CAREFULLY
NO GUARANTEE OF RESULTS
The Magnum Vault LLC provides educational and informational products and services. We make no guarantee that you will earn any money using the techniques, ideas, or strategies provided in our programs.
YOUR RESULTS DEPEND ON MULTIPLE FACTORS:
- Your skill level and experience
- Time and effort invested
- Market conditions
- Business acumen
- Economic factors
- And many other variables
RESULTS NOT TYPICAL
Any earnings or income statements, examples, or success stories presented are:
- Exceptional results
- Not typical for average users
- Not a guarantee of your results
- Based on individual effort and circumstances
The majority of people who purchase business training programs:
- Do not implement the strategies
- Do not complete the programs
- Do not earn significant income
NOT "GET RICH QUICK"
Our programs are NOT:
- Get-rich-quick schemes
- Guaranteed income opportunities
- Passive income without effort
- Substitutes for professional advice
Our programs REQUIRE:
- Significant time investment
- Consistent effort and action
- Continuous learning
- Business risk tolerance
- Financial investment
TESTIMONIALS AND EXAMPLES
All testimonials and success stories:
- Represent exceptional cases
- Are verified but not typical
- Should not be considered average results
- May not reflect your potential outcomes
BUSINESS RISKS
Starting and running a business involves substantial risk:
- You may lose money
- Success is not guaranteed
- Market conditions change
- Competition exists
- Failure is possible
YOUR RESPONSIBILITY
By purchasing our products or services, you accept:
- Full responsibility for your results
- The risk of business ventures
- That success requires effort
- No income is guaranteed
PROFESSIONAL ADVICE DISCLAIMER
Our content is for educational purposes only:
- Not legal advice
- Not financial advice
- Not accounting advice
- Not a substitute for professional consultation
Always consult qualified professionals for:
- Legal matters
- Tax implications
- Financial decisions
- Investment advice
FTC COMPLIANCE NOTICE
We comply with FTC guidelines requiring:
- Clear and conspicuous disclaimers
- Honest representation of potential
- No misleading income claims
- Transparency about typical results
CONTACT US
Questions about this disclaimer:
The Magnum Vault LLC
Email: [email protected]
Phone: +1 786 329 4843
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THIS EARNINGS DISCLAIMER.