LEGAL

Effective Date: January 2025

1. INTRODUCTION

Welcome to The Magnum Vault LLC ("Company," "we," "us," or "our"). We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website, purchase our products or services, and tell you about your privacy rights and how the law protects you.

2. INFORMATION WE COLLECT

Personal Information You Provide:

• Identity Data: First name, last name, username
• Contact Data: Email address, telephone numbers, billing/delivery address
• Financial Data: Payment card details (processed securely through Stripe)
• Transaction Data: Details about payments and purchases
• Profile Data: Username, purchases, preferences, feedback, survey responses
• Marketing Data: Preferences in receiving marketing from us

Information Automatically Collected:

• Technical Data: IP address, browser type/version, time zone, operating system
• Usage Data: Information about how you use our website and services
• Cookie Data: See our Cookie Policy for details

3. HOW WE USE YOUR INFORMATION

We use your personal data for the following purposes:

Legal Basis for Processing (GDPR):

• Contract Performance: To fulfill orders, deliver services, process payments
• Legitimate Interests: To improve our services, marketing, fraud prevention
• Consent: For marketing communications and certain cookies
• Legal Obligation: To comply with legal requirements

Specific Uses:

• Process and deliver your orders
• Manage your account and relationship
• Provide customer support
• Send transactional emails
• Send marketing communications (with consent)
• Improve our website and services
• Detect and prevent fraud
• Comply with legal obligations

4. DATA SHARING AND DISCLOSURE

We may share your personal data with:

Service Providers:

• GoHighLevel: CRM and marketing automation platform
• Stripe: Payment processing services
• Email Service Providers: For transactional and marketing emails
• Analytics Providers: Google Analytics (anonymized data)
• Cloud Storage: AWS, Google Cloud for secure data storage

Business Transfers:

In the event of a merger, acquisition, or asset sale, your data may be transferred to the new entity.

Legal Requirements:

We may disclose your data if required by law, court order, or legal process.

5. INTERNATIONAL DATA TRANSFERS

Your data may be transferred to and processed in countries outside your residence:

For EU Residents:

• We use Standard Contractual Clauses approved by the EU Commission
• Transfer Impact Assessments conducted for all data transfers
• Additional security measures implemented where needed

For UK Residents:

• We comply with UK GDPR requirements
• International Data Transfer Agreements in place

6. DATA SECURITY

We implement appropriate technical and organizational measures:

Technical Measures:

• SSL/TLS encryption for data transmission
• Encrypted data storage
• Regular security assessments and penetration testing
• Secure authentication mechanisms
• Regular software updates and patches

Organizational Measures:

• Access controls and role-based permissions
• Employee training on data protection
• Confidentiality agreements with all staff and contractors
• Regular security audits
• Incident response procedures

7. DATA RETENTION

We retain your personal data for:

Retention Periods:

• Account Data: Duration of account plus 7 years (legal/tax requirements)
• Transaction Records: 7 years (accounting standards)
• Marketing Data: Until consent withdrawn or 3 years of inactivity
• Customer Support: 3 years from last interaction
• Website Analytics: 26 months (Google Analytics default)

Deletion Process:

After retention periods, data is securely deleted or anonymized. Backups are purged according to our backup retention schedule (90 days).

8. YOUR RIGHTS

Depending on your location, you may have the following rights:

GDPR Rights (EU/UK):

• Right to Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate data
• Right to Erasure: Delete your data ("right to be forgotten")
• Right to Restriction: Limit processing of your data
• Right to Data Portability: Receive your data in a structured format
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: For consent-based processing
• Right to Lodge a Complaint: With your local supervisory authority

CCPA Rights (California):

• Right to Know: What personal information we collect, use, and share
• Right to Delete: Request deletion of your personal information
• Right to Opt-Out: Of the sale of personal information (we don't sell)
• Right to Non-Discrimination: Equal service regardless of privacy choices

How to Exercise Your Rights:

To exercise your rights, contact: [email protected]

We will respond within:

• GDPR requests: 30 days (extendable to 60 days for complex requests)
• CCPA requests: 45 days (extendable to 90 days)

9. CHILDREN'S PRIVACY

Our services are not directed to individuals under 18. We do not knowingly collect personal data from children under 18. If you become aware that a child has provided us with personal data, please contact us immediately.

10. CHANGES TO THIS POLICY

We may update this policy periodically. We will notify you of material changes via:

• Email notification to your registered email address
• Prominent notice on our website
• In-app notification (if applicable)

Your continued use of our services after changes constitutes acceptance of the updated policy.

11. CONTACT US

For privacy questions or concerns:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Effective Date: January 2025

1. WHAT THIS COVERS

All content, materials, frameworks, toolkits, training recordings, documentation, and intellectual property provided by The Magnum Vault LLC constitute proprietary and confidential information ("Confidential Information"). This includes but is not limited to:

• The TAO of Capital Attraction frameworks and methodologies
• CRUSHiNGiT program materials and training content
• RAMP🔺UP bootcamp curriculum and exercises
• REAP REWARDS BOOTCAMP content and strategies
• MAGNUM MOMENTUM training materials
• THE MAGNUM PLANNER templates and systems
• Capital Cafe session recordings and transcripts
• Magnum Nexus platform content and tools
• All proprietary systems, strategies, templates, and processes
• Business procedures, analytical methods, client data, and strategic information
• Any content delivered through written, oral, electronic, video, or digital formats

2. YOUR OBLIGATIONS

By accessing or using any Confidential Information, you agree to:

Restricted Use:

Use Confidential Information solely for your authorized personal or internal business purposes. You may NOT copy, reproduce, distribute, publicly display, assign, sell, sublicense, transmit, or disclose any Confidential Information (in whole or in part) to any third party without prior express written consent from The Magnum Vault LLC.

Security Measures:

Implement reasonable security measures to safeguard Confidential Information and prevent unauthorized access, use, or disclosure. Limit access only to individuals who have a legitimate need to know and who have agreed to similar confidentiality obligations.

No Retention:

Upon request or termination of your access, immediately return or destroy all materials containing Confidential Information. You may not retain copies in any form, including digital, physical, or derivative formats.

Survival of Obligations:

These confidentiality obligations survive the expiration, termination, or completion of any service, program, or agreement between you and The Magnum Vault LLC. Your obligations remain in force indefinitely or until Confidential Information lawfully enters the public domain through no fault or breach by you.

3. RECORDING CONSENT & USAGE RIGHTS

You understand and consent that The Magnum Vault LLC may record all meetings, training sessions, group calls, coaching sessions, and other interactions through audio, video, or electronic recording technologies.

You grant The Magnum Vault LLC the unrestricted right to use, reproduce, edit, distribute, and publish these recordings for legitimate business purposes including training materials, quality assurance, documentation, system improvement, and legal compliance.

You waive any rights of publicity, privacy, or compensation in connection with these recordings. The Magnum Vault LLC retains all rights, title, and interest in such recordings, which may be retained indefinitely.

4. LEGAL DISCLOSURE EXCEPTION

Disclosure of Confidential Information is permitted only when required by applicable law, legal process, court order, or government regulation. You must provide prompt written notice to The Magnum Vault LLC before any such disclosure to allow us to seek protective measures. If disclosure is required despite such measures, limit disclosure to only the portion legally mandated and cooperate with our efforts to maintain maximum confidentiality protection.

5. OWNERSHIP & INTELLECTUAL PROPERTY

The Magnum Vault LLC retains sole and exclusive ownership of all Confidential Information, frameworks, systems, methodologies, and related intellectual property. No license, right, or interest is transferred to you except the limited right to use materials as explicitly authorized for your personal or internal business purposes.

6. ENFORCEMENT & REMEDIES

Irreparable Harm:

You acknowledge that unauthorized use, disclosure, or misappropriation of Confidential Information would cause irreparable harm to The Magnum Vault LLC for which monetary damages would be inadequate.

Injunctive Relief:

The Magnum Vault LLC is entitled to seek immediate injunctive relief, specific performance, and equitable remedies without the requirement of posting bond or other security.

Indemnification:

You agree to indemnify and hold harmless The Magnum Vault LLC from any and all damages, losses, costs, liabilities, and expenses (including reasonable attorney fees) arising from your unauthorized use, disclosure, or breach of these confidentiality obligations.

Legal Costs:

In the event of any legal action to enforce these terms, the prevailing party shall be entitled to recover all costs and attorney fees.

7. YOUR REPRESENTATIONS

By accessing Confidential Information, you represent and warrant that:

• You have the legal capacity to enter into these obligations
• Your use of Confidential Information does not conflict with existing obligations to other parties
• You have no conflicting claims to intellectual property rights that would be inconsistent with The Magnum Vault LLC's ownership
• You understand the legal consequences of these obligations and enter into them voluntarily

8. QUESTIONS ABOUT CONFIDENTIALITY

Contact our legal team:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

Effective Date: January 2025

1. ACCEPTANCE OF TERMS

By accessing or using the services of The Magnum Vault LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our services.

2. SERVICES PROVIDED

The Magnum Vault LLC provides:

• Educational programs and training for capital raising
• Business consulting and coaching services
• Digital platforms and tools (Magnum Nexus)
• Community access and networking opportunities
• Digital and physical products
• The Magnum Vault Pass (MVP) annual membership program

3. CLIENT INFORMATION & ACCOUNT REQUIREMENTS

Your license to use our services and receive support is contingent on providing accurate information and making timely payments.

Information You Provide:

You must provide only true, accurate, current, and complete information when enrolling, subscribing to, or purchasing any service. You promise that:

• Name, address, email, and payment information is registered to you
• You have proper authority to commit your company if ordering on behalf of an organization
• Even if using a pseudonym, you will provide accurate payment information

We can bar your access if we believe you have provided untrue, inaccurate, not current, or incomplete information.

4. LICENSE GRANT & RESTRICTIONS

We grant you a non-exclusive, limited, revocable, and non-transferable license to use our services, subject to these Terms and your payment obligations.

License Limitations:

• One License = One Person/Entity: This license is limited to one runtime, session, or repository instance. Additional payment is required for each additional user or business entity.
• No Subletting: No account may be sublet or used on behalf of any business other than the account owner's.
• Personal to You: This license is personal to you. You may not transfer, sublicense, assign, or dispose of any rights to third parties.
• Authorized Users Only: Only individuals you designate as "Authorized Users" may access your account.

5. BILLING POLICY & PAYMENT

Use of our services constitutes your acceptance of and agreement to comply with this billing section.

Prepaid Basis:

All accounts are set up on a prepaid basis. Payment must be received before any billable service is provided or activated. For trial periods, payment information must be on file before account creation.

Recurring Subscriptions:

You must keep a valid credit/debit card on file. All recurring subscriptions are automatically invoiced and charged. We will charge you at the end of any trial period and membership will automatically renew unless you cancel prior to the end of the trial.

Trial Eligibility:

Trial subscriptions are limited to one trial per person, per product. We may use device ID, payment method, or email address to determine eligibility. Purchase and subsequent cancellation of multiple trials may result in permanent account closure.

Billing Cycle:

Membership fees and other charges are charged on a periodic basis (monthly, annually) on the calendar day corresponding to the end of the trial period until membership is cancelled. Membership fees are fully earned upon payment.

If a credit/debit card fails to charge successfully, access to services will immediately cease.

Cancellation:

Cancellation immediately stops automatic billing. If time remains in a billing period, access continues until the period ends. We do not provide refunds or credits for partial billing periods. To cancel, contact [email protected].

Processing Fees:

• Chargeback Fee: $25.00 per chargeback
• Collections Fee: $35.00 if account is submitted to third-party collections
• Late Payment Interest: 1.5% per month or the maximum rate allowed by law, whichever is less

Non-Refundable Services:

Price Increases:

We reserve the right to increase subscription pricing at the time of renewal with notice provided.

6. BILLING DISPUTES

You agree to provide us 30 days to attempt settlement of any billing dispute before disputing with any third-party credit/debit card company or bank.

If we receive a chargeback before being given a chance to resolve the issue:

• We may charge you for time spent resolving the dispute
• The $25.00 chargeback fee applies
• Regardless of chargeback outcome, we retain the right to collect on services or fees due
• We may submit disputed amounts to a collection agency
• We have the right to suspend your account until the matter is resolved

7. TAXES

Fees do not include any taxes, levies, duties, or similar governmental assessments. You agree to pay applicable Taxes associated with your purchases, which will be itemized on invoices where we are legally required to collect them.

If you have an obligation to withhold amounts under any law or tax regime (other than U.S. income tax), you will gross up payments so we receive the full quoted amount. Unless otherwise indicated, all fees are in U.S. dollars, and all payments shall be in U.S. currency.

8. INTELLECTUAL PROPERTY

All content, materials, and intellectual property are owned by The Magnum Vault LLC and protected by applicable intellectual property and other laws, including but not limited to copyright.

Our Ownership:

• Trademarks, service marks, and logos
• Copyrighted materials and content
• Proprietary methodologies and frameworks
• Software and digital tools
• Training materials and recordings
• Graphics, user interface, audio/video clips, editorial content
• Scripts and software used to implement services

You agree NOT to:

• Use proprietary information in any way except as permitted by these Terms
• Reproduce any portion of our services in any form without express written permission
• Modify, rent, lease, loan, sell, distribute, or create derivative works
• Exploit our brand in any unauthorized way

For detailed confidentiality and intellectual property protection terms, see our Confidentiality & IP Protection section.

9. USER CONTENT

By submitting content, you grant us a worldwide, royalty-free license to use for:

• Providing and improving our services
• Marketing and promotional purposes (with consent)
• Legal compliance and protection

10. PROHIBITED CONDUCT

You agree NOT to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Share account credentials
• Attempt to hack or compromise our systems
• Harass, abuse, or harm other users
• Distribute spam or malicious content
• Misrepresent your identity or affiliation
• Use our services for unauthorized commercial purposes
• Sublet or resell access to our services

11. TERMINATION

Without prejudice to any other rights we may have, we may cancel these Terms without notice or refund if you fail to abide by them.

Termination for Nonpayment:

Prohibited After Termination:

If your account is terminated, you are prohibited from creating any new accounts. You agree not to attempt to circumvent this by obtaining a new account under a different name, email address, IP address, or through any third party.

Survival:

All obligations you agreed to under these Terms survive termination for any reason, including but not limited to confidentiality, intellectual property protection, indemnification, and limitation of liability provisions.

12. SERVICE AVAILABILITY & DISCLAIMERS

Services provided "as is" without warranties of any kind, either express or implied.

No Guarantee of Results:

We do not guarantee specific business outcomes, earnings, or fundraising success. Your results depend on your efforts, market conditions, and factors beyond our control. See our Earnings Disclaimer for details.

Service Interruptions:

If any service is not capable of running as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond our control, we reserve the right to cancel, terminate, or suspend the service.

13. THIRD-PARTY SERVICES

We're not responsible for third-party services, including:

• Payment processors (Stripe)
• External websites or links
• Third-party integrations
• Services recommended but not provided by us

14. LIMITATION OF LIABILITY

YOU ACCEPT ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES YOU SUFFER IN CONNECTION WITH ACCESSING OR USING ANY OF OUR SERVICES.

We Are Not Liable For:

• (i) Errors or omissions with respect to services sold, or any financial transaction including pricing errors or transaction processing errors by third parties
• (ii) Personal injury or property damage resulting from your access to and use of our services
• (iii) Unauthorized access to our servers and/or any personal information or financial information stored therein
• (iv) Loss or deletion of your data from our servers after your license has expired, lapsed, or been terminated for any reason
• (v) Interruption or cessation of service operation
• (vi) Bugs, viruses, malware which may be transmitted to or through our services by any third party
• (vii) Any loss or damage of any kind incurred as a result of your use of our services
• (viii) Loss resulting from termination including termination for nonpayment
• (ix) GDPR violations based on processing data in accordance with instructions you provided or on your behalf to provide agreed upon services
• (x) Client-to-client interactions including transactions or economic arrangements entered into between clients or by you and any other third party

The limitations set forth in this section are integral to the amount of fees charged and were we to assume any further liability, fees would be substantially higher.

15. INDEMNIFICATION

You agree to indemnify and hold harmless The Magnum Vault LLC and its directors, officers, employees, agents, stockholders, subsidiaries, and affiliates from claims arising from:

• Your use of our services
• Violation of these Terms
• Infringement of third-party rights
• Your content or submissions
• Breach of any representation or warranty contained in these Terms
• Breach or violation of any covenant or obligation under these Terms or applicable law
• Any claim that material you offered, created, copied, distributed, or promoted using our services caused damage to a third party
• Your violation of any third-party right, including intellectual property or privacy rights
• Your interaction with other clients, including transactions or economic arrangements

This indemnification expressly survives termination of these Terms and your use of our services.

16. DISPUTE RESOLUTION

Binding Arbitration:

Most disputes will be resolved through binding arbitration rather than court litigation. By accepting these Terms, you agree that any controversy or claim arising out of or relating to these Terms shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association.

The arbitration shall take place in Greenville, South Carolina, and the arbitrator's decision shall be final and binding. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.

Class Action Waiver:

Small Claims Court:

Either party may bring qualifying claims in small claims court.

Mediation First:

As a condition precedent to instituting any legal action, the parties must participate in non-binding mediation.

Time Limit:

Neither party will bring any legal action more than two years after the cause of action arose.

17. GOVERNING LAW & VENUE

These Terms are governed by the laws of South Carolina, USA, without regard to conflict of law principles. You and we irrevocably consent to the exclusive venue of the state or federal courts in South Carolina for any matters not subject to arbitration.

18. PREVAILING PARTY

In the event of any litigation arising out of or related to these Terms, the prevailing party shall be entitled to recover from the non-prevailing party all costs and expenses associated with such proceedings, including reasonable attorney's fees.

If a matter is filed in any venue other than the venue specified in the Governing Law section and the matter is dismissed for improper venue, the party that did not file the action shall be deemed the prevailing party for purpose of recovering costs and expenses.

19. ASSIGNMENT

You shall not directly or indirectly assign, transfer, convey, pledge, encumber, or otherwise dispose of any rights or obligations under these Terms without our prior written consent. Any assignment made without our consent is void and ineffective.

We can assign or transfer any rights or obligations under these Terms without your prior written consent. We will make reasonable efforts to give you notice of such transaction.

20. MODIFICATIONS

We may modify these Terms at any time. Continued use after changes constitutes acceptance. Due to changes in technology and the marketplace, we may make modifications to services at our sole discretion. We will use commercially reasonable efforts to notify you of any material modifications.

21. SEVERABILITY

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired.

22. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Confidentiality Agreement, Cookie Policy, Earnings Disclaimer, Magnum Vault Pass Membership Terms, IGNIS Protocol & OrO VIP Data Privacy Addendum, and Live Session Confidentiality Agreement & Media Waiver, set forth the entire agreement relating to the subject matter hereof and supersede all prior agreements, discussions, and understandings, whether oral or written.

23. CONTACT INFORMATION

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Effective Date: February 2026 — This section supplements and is incorporated into The Magnum Vault LLC General Terms of Service.

1. MEMBERSHIP COMMITMENT & PAYMENT OBLIGATIONS

Pay In Full (PIF):

By selecting the Pay In Full option, you agree to a single payment of $4,888.00 USD. This payment grants you one (1) year of Magnum Vault Pass membership beginning on the date of purchase.

Installment Plan:

By selecting the Installment option, you agree to a 12-month contractual commitment consisting of twelve (12) monthly payments of $488.00 USD, totaling $5,856.00 USD. This is not a month-to-month subscription. By completing your purchase, you are agreeing to the full 12-payment obligation regardless of whether you choose to access or use the membership during any given month.

Founding Member Pricing:

Founding Member pricing ($4,888/year PIF or $488/month x 12 installment) is locked for life, provided your membership remains in continuous good standing. Continuous good standing means: (a) all payments are current, (b) no chargebacks or payment disputes have been initiated, and (c) membership has not lapsed. If a Founding Member cancels, allows membership to lapse, or initiates a payment dispute, the Founding Member rate is forfeited permanently. Rejoining after a lapse will be at the then-current standard rate.

2. MEMBERSHIP ACCESS & RENEWAL

Your Magnum Vault Pass membership grants access to the programs, tools, resources, live sessions, community, and AI tools available within the vault at the time of your membership, plus any additions made during your membership term.

Auto-Renewal:

Memberships renew automatically at the end of each 12-month term at your locked rate (Founding Members) or the then-current standard rate (Standard Members). You will be notified at least 14 days before renewal. You may cancel auto-renewal at any time before your renewal date by contacting [email protected]. Cancellation of auto-renewal takes effect at the end of your current paid term. No partial refunds are issued for unused portions of a paid term.

Non-Renewal vs. Cancellation:

Non-renewal means you choose not to continue after your current 12-month term ends. Your access continues through the end of your paid period.

Cancellation of an installment plan mid-term does not relieve you of the remaining payment obligation. Access may be suspended for non-payment, but the contractual obligation for all 12 payments remains in effect.

3. LIVE SESSIONS & PROGRAMMING

The Magnum Vault Pass includes access to live sessions with Anric Blatt, Lauralouise Blatt, or both. Live sessions are provided on a regular basis, typically multiple sessions per month. The exact number, schedule, format, and duration of live sessions may vary at the sole discretion of The Magnum Vault LLC.

We reserve the right to modify, reschedule, or cancel individual sessions due to scheduling conflicts, illness, travel, technical issues, or other operational considerations. Recorded replays of live sessions will be made available in the vault.

The inclusion of specific session types (joint workshops, individual office hours, peer networking) is subject to change. We will make reasonable efforts to maintain consistent programming but do not guarantee a fixed number of sessions in any given month or year.

4. VAULT CONTENT & EVOLUTION

The Magnum Vault Pass is a living, evolving membership. Programs, tools, resources, book summaries, toolkits, AI features, and other content may be added, updated, modified, or retired at any time at the sole discretion of The Magnum Vault LLC.

We are committed to growing the vault and adding value over time. However, the inclusion of any specific program, tool, or resource at the time of your purchase does not guarantee its permanent availability in its current form. Retirement of content will be communicated to members in advance when practicable.

Future tools, programs, and features described as "coming," "in development," or "planned" represent our current intentions and are not guaranteed deliverables. Development timelines are estimates and may change.

5. AI TOOLS & TECHNOLOGY

OrO VIP, The IGNIS Protocol, ClaudeBrain, and other AI-powered tools are provided as advisory and content generation tools. They are not substitutes for professional financial, legal, tax, or investment advice.

AI tools rely on third-party technology providers. We do not guarantee uninterrupted availability, specific response quality, or that AI outputs will be error-free. AI tools may be updated, modified, or replaced as underlying technology evolves.

Outputs generated by AI tools within the vault are for your personal and business use only. You are responsible for reviewing, verifying, and adapting any AI-generated content before publishing or using it in professional contexts.

6. PAYMENT DEFAULT & ACCESS SUSPENSION

If a scheduled payment fails, we will:

• Attempt to reprocess the payment automatically per our payment processor's retry schedule
• Notify you via email and/or SMS of the failed payment
• Provide a 7-day grace period to update your payment method

If payment is not resolved within 14 days of the original due date, vault access may be suspended until the account is brought current. Suspension does not relieve the installment obligation. The full 12-payment commitment remains in effect.

If payment is not resolved within 30 days, we reserve the right to terminate your membership. The remaining balance of the 12-month commitment becomes immediately due. Terminated accounts may be referred to a third-party collection agency.

7. FORCE MAJEURE

The Magnum Vault LLC shall not be liable for any failure or delay in performing its obligations (including but not limited to live sessions, events, tool availability, content delivery, or customer support) caused by circumstances beyond its reasonable control, including but not limited to: natural disasters, pandemics, government actions, internet or technology failures, power outages, acts of terrorism, labor disputes, or illness of key personnel.

In the event of a force majeure lasting more than 30 consecutive days, we will make reasonable efforts to provide alternative programming, extended access, or other accommodations. Force majeure does not entitle members to refunds or payment relief.

8. ANNUAL EVENTS

The MVP Annual Summit, Cabo Mastermind Retreat, and other in-person events are separate from your vault membership. Attendance may require additional registration, fees for travel, food, beverage, and/or accommodation, and is subject to availability.

Event dates, locations, formats, and pricing are subject to change. The Magnum Vault LLC reserves the right to modify, reschedule, or cancel events. In the event of cancellation by The Magnum Vault LLC, any event-specific fees collected will be refunded. Vault membership fees are not refundable due to event changes.

The 50% member discount on live events applies to the published list price at the time of registration and cannot be combined with other offers or discounts.

9. INTELLECTUAL PROPERTY & USAGE

All content within the Magnum Vault, including but not limited to programs, frameworks, toolkits, books, AI tool outputs, recordings, and methodologies, is the proprietary intellectual property of The Magnum Vault LLC, Anric Blatt, and/or Lauralouise Blatt.

Members may not:

• Record, screenshot, or capture live sessions or vault content for distribution
• Share login credentials or vault access with non-members
• Reproduce, redistribute, or publicly display proprietary frameworks, tools, or content
• Create derivative works based on proprietary methodologies for commercial sale
• Represent themselves as certified practitioners without completing the applicable certification level

Personal use and application of frameworks within your own business is encouraged and permitted. Teaching, reselling, or commercializing the methodologies themselves requires separate written authorization.

10. CONFIDENTIALITY

Live sessions, hot seats, community discussions, and member interactions may involve sensitive personal and business information shared by members. By participating, you agree to maintain the confidentiality of information shared by other members and to not disclose, distribute, or use such information outside the vault community.

For detailed terms regarding AI tool data privacy, see our IGNIS Protocol & OrO VIP Data Privacy Addendum. For live session-specific confidentiality obligations, see our Live Session Confidentiality Agreement & Media Waiver.

11. LIMITATION OF LIABILITY

The Magnum Vault Pass provides education, tools, community, and advisory resources. It does not guarantee specific business results, capital raised, revenue generated, or investment returns. Results depend on individual effort, market conditions, and numerous factors outside our control.

The Magnum Vault LLC, Anric Blatt, and Lauralouise Blatt are not registered investment advisors, broker-dealers, or licensed financial professionals in the context of this membership. Content provided is educational and strategic in nature. Members are responsible for seeking appropriate professional advice for their specific financial, legal, and regulatory circumstances.

12. DISPUTE RESOLUTION

Any disputes arising from this membership shall be governed by the laws of the State of South Carolina. Disputes shall first be addressed through good-faith negotiation by contacting [email protected]. If not resolved within 30 days, disputes shall be submitted to binding arbitration in Greenville County, South Carolina, under the rules of the American Arbitration Association.

13. MODIFICATIONS TO THESE TERMS

We reserve the right to update these Membership Terms. Material changes will be communicated to active members via email at least 14 days before taking effect. Continued use of the vault after changes take effect constitutes acceptance.

These terms are provided for business operational purposes and are not a substitute for legal counsel. We recommend consulting with an attorney to ensure compliance with applicable laws in your jurisdiction.

Effective Date: February 2026 — This addendum supplements and is incorporated into the Magnum Vault Pass Membership Terms.

1. PURPOSE

This Addendum addresses the collection, use, storage, and protection of Member data within the IGNIS Protocol onboarding process and the OrO VIP AI advisory system (collectively, the "AI Tools").

2. DATA COLLECTED THROUGH AI TOOLS

The IGNIS Protocol is a one-on-one onboarding session between the Member and the OrO VIP AI advisor. During this session, the Member may provide strategic business information including but not limited to: business identity, mission, and positioning; target market descriptions and client profiles; business challenges, goals, and competitive landscape; proprietary methodologies or service descriptions; and other information voluntarily shared by the Member (collectively, "Member AI Data").

OrO VIP may collect additional Member AI Data through ongoing advisory interactions as the Member uses the platform.

3. HOW MEMBER AI DATA IS USED

Member AI Data collected through the AI Tools is used solely for the following purposes:

• (a) To generate a personalized strategic profile for the Member within the MVP platform;
• (b) To provide personalized guidance, resource recommendations, and vault navigation through OrO VIP;
• (c) To prescribe the Member's individualized learning and implementation path within the vault;
• (d) To improve the quality and relevance of OrO VIP responses to that specific Member.

4. DATA ISOLATION & ACCESS RESTRICTIONS

Member AI Data is private to the individual Member. The Magnum Vault LLC implements the following protections:

• (a) No other Member has access to, visibility into, or knowledge of any other Member's AI Data, IGNIS Protocol responses, or OrO VIP interactions;
• (b) Member AI Data is not shared with, displayed to, or accessible by other Members in any community space, live session, or group environment within the MVP ecosystem;
• (c) Member AI Data is not used to train, inform, or influence OrO VIP responses to any other Member;
• (d) Access to Member AI Data within The Magnum Vault LLC is restricted to authorized personnel on a need-to-know basis for the sole purpose of platform maintenance, technical support, or direct member service.

5. DATA STORAGE & SECURITY

Member AI Data is processed and stored within the secure infrastructure of our technology platform providers. The Magnum Vault LLC implements commercially reasonable technical and organizational measures to protect Member AI Data from unauthorized access, disclosure, alteration, or destruction, consistent with the security measures described in our Privacy Policy.

6. ONE-ON-ONE CONSULTATIONS

Any proprietary business information, trade secrets, strategies, technologies, or other confidential materials disclosed by a Member during one-on-one calls or consultations with Anric Blatt and/or Lauralouise Blatt are treated as strictly confidential. The Magnum Vault LLC will not disclose, share, reference, or use such information outside of that private consultation without the express written consent of the Member. This obligation is absolute and is not subject to any exception other than as required by law.

7. THIRD-PARTY AI TOOLS & MEMBER DEVICES

Members are solely responsible for:

• (a) Evaluating the privacy policies, terms of service, and data handling practices of any third-party AI tool they use;
• (b) Determining what information is appropriate to input into any third-party tool;
• (c) Implementing their own security measures to protect proprietary information on their own devices and accounts;
• (d) Understanding that data entered into third-party AI tools may be stored, processed, or used by those third parties in accordance with their own terms and policies, not ours.

8. DATA RETENTION & DELETION

Member AI Data is retained for the duration of the Member's active MVP membership. Upon membership termination or non-renewal, Member AI Data will be retained in accordance with the data retention schedule described in our Privacy Policy. Members may request deletion of their AI Data by contacting [email protected]. Deletion requests will be processed within 30 days, subject to any legal retention obligations.

9. ACKNOWLEDGMENT

By completing the IGNIS Protocol onboarding or interacting with OrO VIP, the Member acknowledges that they have read, understood, and agree to the terms of this Data Privacy Addendum.

Effective Date: February 2026 — This agreement supplements and is incorporated into the Magnum Vault Pass Membership Terms. Members must acknowledge this agreement before entering any live session.

1. CONFIDENTIALITY ACKNOWLEDGMENT

By entering this live session, I acknowledge that discussions may involve sensitive personal and business information shared by fellow Members, by Anric Blatt, Lauralouise Blatt, or by guest presenters. I understand that the information shared in this session is confidential to the MVP community.

I commit to the following:

• (a) I will treat all information shared by other participants in this session as confidential and will not disclose, distribute, or reference such information outside the MVP community;
• (b) I will not use information shared by other Members for competitive purposes or to the detriment of any fellow Member;
• (c) I understand that this commitment is a mutual obligation among all MVP Members. Every participant in this session has made the same commitment to protect my information as I am making to protect theirs;
• (d) I understand that a breach of this commitment may result in immediate termination of my MVP membership without refund.

2. MEMBER RESPONSIBILITY FOR DISCLOSURE

I acknowledge that participation in group sessions is voluntary and that I have full control over what information I choose to share. The Magnum Vault LLC does not require, solicit, or compel the disclosure of proprietary business information, trade secrets, technologies, or other confidential materials in any group setting.

I accept sole responsibility for determining what information is appropriate to share in a group environment. The Magnum Vault LLC is not liable for any consequences arising from information I voluntarily disclose in a group session.

3. RECORDING CONSENT & MEDIA WAIVER

I understand and consent that The Magnum Vault LLC may record this session through audio, video, screen capture, or other recording technologies.

I grant The Magnum Vault LLC the unrestricted right to use, reproduce, edit, distribute, and publish these recordings for legitimate business purposes including but not limited to: training materials and educational content; quality assurance and system improvement; vault replay library content; legal compliance and documentation.

I waive any rights of publicity, privacy, or compensation in connection with these recordings. The Magnum Vault LLC retains all rights, title, and interest in such recordings, which may be retained indefinitely.

I acknowledge that my participation in this recorded session is voluntary. I understand that if I do not wish to appear in a recording, I may turn off my camera and/or refrain from speaking during recorded portions, though I understand this may limit my participation.

4. NO UNAUTHORIZED RECORDING OR CAPTURE

I agree that I will NOT:

• (a) Record, screen-capture, photograph, or otherwise capture any portion of this session through any device or technology;
• (b) Transcribe, summarize for distribution, or create written accounts of other Members' contributions for sharing outside the MVP community;
• (c) Stream, broadcast, or share any portion of this session in real-time or after the fact through any platform or medium.

Personal notes for my own use are permitted. Distribution of personal notes containing other Members' proprietary information is not.

5. THIRD-PARTY AI TOOLS & TRANSCRIPTION

I acknowledge that:

• (a) If I choose to use AI transcription, note-taking, or recording tools on my own device during this session, I am solely responsible for the security and handling of any data those tools capture;
• (b) The Magnum Vault LLC makes no representations or guarantees regarding the privacy or data handling practices of any third-party tool I use on my own device;
• (c) I am responsible for ensuring that any third-party tools I use do not capture, store, or transmit other Members' proprietary information in violation of my confidentiality commitments under this agreement;
• (d) The Magnum Vault LLC assumes no liability for information captured by third-party tools operating on my device or any other Member's device.

6. LEGAL REMEDIES

I understand that unauthorized disclosure or misuse of confidential information shared in this session may cause irreparable harm to fellow Members and/or to The Magnum Vault LLC. I acknowledge that The Magnum Vault LLC and affected Members may seek injunctive relief and other legal remedies in addition to membership termination.

7. GOVERNING TERMS

This agreement is governed by the laws of the State of South Carolina. Any disputes arising from this agreement shall be resolved in accordance with the dispute resolution provisions of The Magnum Vault LLC General Terms of Service.

This agreement supplements and is incorporated into The Magnum Vault LLC General Terms of Service, the Confidentiality & Intellectual Property Protection terms, and the Magnum Vault Pass Membership Terms. In the event of a conflict, the more protective provision shall control.

8. ELECTRONIC ACKNOWLEDGMENT

By clicking "I Agree" or entering this live session, I confirm that I have read, understood, and agree to be bound by all terms of this Live Session Confidentiality Agreement & Media Waiver.

IMPORTANT: PLEASE READ CAREFULLY

1. NO GUARANTEE OF RESULTS

The Magnum Vault LLC provides educational and informational products and services. We make no guarantee that you will earn any money using the techniques, ideas, or strategies provided in our programs.

Examples and Testimonials:

Any earnings or income statements, examples, or success stories presented are:

• Not to be interpreted as common, typical, or average results
• Illustrative of what is possible, not what is guaranteed
• Subject to individual circumstances and market conditions
• Results that required substantial effort, time, and resources

2. TESTIMONIALS AND SUCCESS STORIES

All testimonials and success stories:

• Are from real clients who achieved specific results
• Do NOT represent typical or average results
• May include atypical or extraordinary circumstances
• Are not guarantees of future performance

3. BUSINESS RISK ACKNOWLEDGMENT

Starting and running a business involves substantial risk:

• Capital raising has no guaranteed outcomes
• Market conditions, competition, and economic factors affect results
• Success depends on your skills, experience, dedication, and execution
• Past performance does not predict future results

4. YOUR RESPONSIBILITY

By purchasing our products or services, you accept:

• Full responsibility for your business decisions and results
• The risk that you may not achieve your desired outcomes
• That our materials are educational tools, not business guarantees
• That you must conduct your own due diligence

5. NOT PROFESSIONAL ADVICE

Our content is for educational purposes only:

• Not legal, financial, accounting, or investment advice
• Not a substitute for professional consultation
• Should not be relied upon as the sole basis for decisions

Always Consult Qualified Professionals For:

• Legal matters: Licensed attorneys
• Financial planning: Certified financial planners
• Accounting: Certified public accountants
• Securities matters: Registered investment advisors
• Tax matters: Tax professionals

6. FTC COMPLIANCE

We comply with FTC guidelines requiring:

• Clear disclosure that results vary
• Honest representation of typical outcomes
• Transparent communication about success stories
• No misleading income claims

7. CONTACT US

Questions about this disclaimer:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

Effective Date: January 2025

1. WHAT ARE COOKIES

Cookies are small text files placed on your device when you visit our website. They help us provide, protect, and improve our services by remembering your preferences and analyzing site usage.

2. TYPES OF COOKIES WE USE

Necessary Cookies (Required):

Essential for website functionality. Cannot be disabled.

• Authentication: Keep you logged in
• Security: Detect abuse and fraud
• Session: Remember your current session
• GDPR Consent: Store your cookie preferences

Functional Cookies (Optional):

Enhance user experience. Can be disabled without breaking core functionality.

• Preferences: Remember your settings (language, timezone)
• User Experience: Remember form inputs to save time
• Accessibility: Store accessibility preferences

Analytics Cookies (Optional):

Help us understand how visitors use our site.

• Google Analytics: Traffic analysis (anonymized)
• Heatmaps: User behavior patterns
• Performance: Site speed and error tracking

Marketing Cookies (Optional):

Track visitors across websites to show relevant ads.

• Advertising: Google Ads, Facebook Pixel
• Retargeting: Show ads to previous visitors
• Social Media: Enable social sharing

3. COOKIE DURATION

Cookie Type	Duration
Session Cookies	Deleted when browser closes
Authentication	30 days (or until logout)
Preferences	1 year
Analytics (Google)	26 months
Marketing	90 days to 2 years
GDPR Consent	1 year (EU/UK users)

4. THIRD-PARTY COOKIES

We use trusted third-party services that may set cookies:

Analytics:

• Google Analytics: Website traffic and behavior analysis
• Hotjar: Heatmaps and session recordings (anonymized)

Marketing:

• Google Ads: Ad targeting and conversion tracking
• Facebook Pixel: Social media advertising
• LinkedIn Insight: Professional network advertising

Platform Services:

• GoHighLevel: CRM and marketing automation
• Stripe: Payment processing
• Vimeo/YouTube: Video hosting (if embedded)

5. MANAGING YOUR COOKIE PREFERENCES

Cookie Banner:

• Accept All: Enable all cookies
• Reject All: Only necessary cookies
• Customize: Choose specific categories

Browser Controls:

• Block all cookies (may break website)
• Block third-party cookies only
• Delete existing cookies
• Set exceptions for specific sites

Consequences of Blocking:

• Necessary cookies: Website may not function
• Functional cookies: Reduced functionality
• Analytics/Marketing: No impact on access

6. SPECIFIC JURISDICTIONS

European Union (GDPR):

• Explicit consent required for non-essential cookies
• Right to withdraw consent anytime
• Consent renewed annually

California (CCPA):

• Right to opt-out of "sale" via cookies
• We don't sell personal information
• Honor "Do Not Track" signals

7. COOKIE MANAGEMENT LINKS

Opt-out of specific services:

• Google Analytics: https://tools.google.com/dlpage/gaoptout
• Facebook: https://www.facebook.com/help/568137493302217
• Google Ads: https://adssettings.google.com

8. UPDATES TO THIS POLICY

We may update this Cookie Policy periodically. Check the "Effective Date" for the latest version.

9. CONTACT US

Questions about cookies:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843