LEGAL

Last Updated: January 2025

Privacy Policy

Effective Date: January 2025

1. INTRODUCTION

Welcome to The Magnum Vault LLC ("Company," "we," "us," or "our"). We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website, purchase our products or services, and tell you about your privacy rights and how the law protects you.

Data Controller Contact Information:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

2. INFORMATION WE COLLECT

Personal Information You Provide:

  • Identity Data: First name, last name, username
  • Contact Data: Email address, telephone numbers, billing/delivery address
  • Financial Data: Payment card details (processed securely through Stripe)
  • Transaction Data: Details about payments and purchases
  • Profile Data: Username, purchases, preferences, feedback, survey responses
  • Marketing Data: Preferences in receiving marketing from us

Information Automatically Collected:

  • Technical Data: IP address, browser type/version, time zone, operating system
  • Usage Data: Information about how you use our website and services
  • Cookie Data: See our Cookie Policy for details

3. HOW WE USE YOUR INFORMATION

We use your personal data for the following purposes:

Legal Basis for Processing (GDPR):

  • Contract Performance: To fulfill orders, deliver services, process payments
  • Legitimate Interests: To improve our services, marketing, fraud prevention
  • Consent: For marketing communications and certain cookies
  • Legal Obligation: To comply with legal requirements

Specific Uses:

  • Process and deliver your orders
  • Manage your account and relationship
  • Provide customer support
  • Send transactional emails
  • Send marketing communications (with consent)
  • Improve our website and services
  • Detect and prevent fraud
  • Comply with legal obligations

4. DATA SHARING AND DISCLOSURE

We may share your personal data with:

Service Providers:

  • GoHighLevel: CRM and marketing automation platform
  • Stripe: Payment processing services
  • Email Service Providers: For transactional and marketing emails
  • Analytics Providers: Google Analytics (anonymized data)
  • Cloud Storage: AWS, Google Cloud for secure data storage

Business Transfers:

In the event of a merger, acquisition, or asset sale, your data may be transferred to the new entity.

Legal Requirements:

We may disclose your data if required by law, court order, or legal process.

IMPORTANT: We do NOT sell your personal data to third parties.

5. INTERNATIONAL DATA TRANSFERS

Your data may be transferred to and processed in countries outside your residence:

For EU Residents:

  • We use Standard Contractual Clauses approved by the EU Commission
  • Transfer Impact Assessments conducted for all data transfers
  • Additional security measures implemented where needed

For UK Residents:

  • We comply with UK GDPR requirements
  • International Data Transfer Agreements in place

6. DATA SECURITY

We implement appropriate technical and organizational measures:

Technical Measures:

  • SSL/TLS encryption for data transmission
  • Encrypted data storage
  • Regular security assessments and penetration testing
  • Secure authentication mechanisms
  • Regular software updates and patches

Organizational Measures:

  • Access controls and role-based permissions
  • Employee training on data protection
  • Confidentiality agreements with all staff and contractors
  • Regular security audits
  • Incident response procedures

7. DATA RETENTION

We retain your personal data for:

Retention Periods:

  • Account Data: Duration of account plus 7 years (legal/tax requirements)
  • Transaction Records: 7 years (accounting standards)
  • Marketing Data: Until consent withdrawn or 3 years of inactivity
  • Customer Support: 3 years from last interaction
  • Website Analytics: 26 months (Google Analytics default)

Deletion Process:

After retention periods, data is securely deleted or anonymized. Backups are purged according to our backup retention schedule (90 days).

8. YOUR RIGHTS

Depending on your location, you may have the following rights:

GDPR Rights (EU/UK):

  • Right to Access: Request a copy of your personal data
  • Right to Rectification: Correct inaccurate data
  • Right to Erasure: Delete your data ("right to be forgotten")
  • Right to Restriction: Limit processing of your data
  • Right to Data Portability: Receive your data in a structured format
  • Right to Object: Object to processing based on legitimate interests
  • Right to Withdraw Consent: For consent-based processing
  • Right to Lodge a Complaint: With your local supervisory authority

CCPA Rights (California):

  • Right to Know: What personal information we collect, use, and share
  • Right to Delete: Request deletion of your personal information
  • Right to Opt-Out: Of the sale of personal information (we don't sell)
  • Right to Non-Discrimination: Equal service regardless of privacy choices

How to Exercise Your Rights:

To exercise your rights, contact: [email protected]

We will respond within:

  • GDPR requests: 30 days (extendable to 60 days for complex requests)
  • CCPA requests: 45 days (extendable to 90 days)

9. CHILDREN'S PRIVACY

Our services are not directed to individuals under 18. We do not knowingly collect personal data from children under 18. If you become aware that a child has provided us with personal data, please contact us immediately.

10. CHANGES TO THIS POLICY

We may update this policy periodically. We will notify you of material changes via:

  • Email notification to your registered email address
  • Prominent notice on our website
  • In-app notification (if applicable)

Your continued use of our services after changes constitutes acceptance of the updated policy.

11. CONTACT US

For privacy questions or concerns:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Confidentiality & Intellectual Property Protection

Effective Date: January 2025

1. WHAT THIS COVERS

All content, materials, frameworks, toolkits, training recordings, documentation, and intellectual property provided by The Magnum Vault LLC constitute proprietary and confidential information ("Confidential Information"). This includes but is not limited to:

  • The TAO of Capital Attraction frameworks and methodologies
  • CRUSHiNGiT program materials and training content
  • RAMP🔺UP bootcamp curriculum and exercises
  • REAP REWARDS BOOTCAMP content and strategies
  • MAGNUM MOMENTUM training materials
  • THE MAGNUM PLANNER templates and systems
  • Capital Cafe session recordings and transcripts
  • Magnum Nexus platform content and tools
  • All proprietary systems, strategies, templates, and processes
  • Business procedures, analytical methods, client data, and strategic information
  • Any content delivered through written, oral, electronic, video, or digital formats

2. YOUR OBLIGATIONS

By accessing or using any Confidential Information, you agree to:

Restricted Use:

Use Confidential Information solely for your authorized personal or internal business purposes. You may NOT copy, reproduce, distribute, publicly display, assign, sell, sublicense, transmit, or disclose any Confidential Information (in whole or in part) to any third party without prior express written consent from The Magnum Vault LLC.

Security Measures:

Implement reasonable security measures to safeguard Confidential Information and prevent unauthorized access, use, or disclosure. Limit access only to individuals who have a legitimate need to know and who have agreed to similar confidentiality obligations.

No Retention:

Upon request or termination of your access, immediately return or destroy all materials containing Confidential Information. You may not retain copies in any form, including digital, physical, or derivative formats.

Survival of Obligations:

These confidentiality obligations survive the expiration, termination, or completion of any service, program, or agreement between you and The Magnum Vault LLC. Your obligations remain in force indefinitely or until Confidential Information lawfully enters the public domain through no fault or breach by you.

3. RECORDING CONSENT & USAGE RIGHTS

You understand and consent that The Magnum Vault LLC may record all meetings, training sessions, group calls, coaching sessions, and other interactions through audio, video, or electronic recording technologies.

You grant The Magnum Vault LLC the unrestricted right to use, reproduce, edit, distribute, and publish these recordings for legitimate business purposes including training materials, quality assurance, documentation, system improvement, and legal compliance.

You waive any rights of publicity, privacy, or compensation in connection with these recordings. The Magnum Vault LLC retains all rights, title, and interest in such recordings, which may be retained indefinitely.

4. LEGAL DISCLOSURE EXCEPTION

Disclosure of Confidential Information is permitted only when required by applicable law, legal process, court order, or government regulation. You must provide prompt written notice to The Magnum Vault LLC before any such disclosure to allow us to seek protective measures. If disclosure is required despite such measures, limit disclosure to only the portion legally mandated and cooperate with our efforts to maintain maximum confidentiality protection.

5. OWNERSHIP & INTELLECTUAL PROPERTY

The Magnum Vault LLC retains sole and exclusive ownership of all Confidential Information, frameworks, systems, methodologies, and related intellectual property. No license, right, or interest is transferred to you except the limited right to use materials as explicitly authorized for your personal or internal business purposes.

6. ENFORCEMENT & REMEDIES

Irreparable Harm:

You acknowledge that unauthorized use, disclosure, or misappropriation of Confidential Information would cause irreparable harm to The Magnum Vault LLC for which monetary damages would be inadequate.

Injunctive Relief:

The Magnum Vault LLC is entitled to seek immediate injunctive relief, specific performance, and equitable remedies without the requirement of posting bond or other security.

Indemnification:

You agree to indemnify and hold harmless The Magnum Vault LLC from any and all damages, losses, costs, liabilities, and expenses (including reasonable attorney fees) arising from your unauthorized use, disclosure, or breach of these confidentiality obligations.

Legal Costs:

In the event of any legal action to enforce these terms, the prevailing party shall be entitled to recover all costs and attorney fees.

7. YOUR REPRESENTATIONS

By accessing Confidential Information, you represent and warrant that:

  • You have the legal capacity to enter into these obligations
  • Your use of Confidential Information does not conflict with existing obligations to other parties
  • You have no conflicting claims to intellectual property rights that would be inconsistent with The Magnum Vault LLC's ownership
  • You understand the legal consequences of these obligations and enter into them voluntarily

8. QUESTIONS ABOUT CONFIDENTIALITY

Contact our legal team:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

Terms of Service

Effective Date: January 2025

1. ACCEPTANCE OF TERMS

By accessing or using the services of The Magnum Vault LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our services.

BY ACCESSING, USING, OR INTERACTING IN ANY WAY WITH ANY MAGNUM VAULT SERVICE, YOU ARE AGREEING TO AND ACCEPTING ALL TERMS CONTAINED HEREIN.

2. SERVICES PROVIDED

The Magnum Vault LLC provides:

  • Educational programs and training for capital raising
  • Business consulting and coaching services
  • Digital platforms and tools (Magnum Nexus)
  • Community access and networking opportunities
  • Digital and physical products

3. CLIENT INFORMATION & ACCOUNT REQUIREMENTS

Your license to use our services and receive support is contingent on providing accurate information and making timely payments.

Information You Provide:

You must provide only true, accurate, current, and complete information when enrolling, subscribing to, or purchasing any service. You promise that:

  • Name, address, email, and payment information is registered to you
  • You have proper authority to commit your company if ordering on behalf of an organization
  • Even if using a pseudonym, you will provide accurate payment information

We can bar your access if we believe you have provided untrue, inaccurate, not current, or incomplete information.

4. LICENSE GRANT & RESTRICTIONS

We grant you a non-exclusive, limited, revocable, and non-transferable license to use our services, subject to these Terms and your payment obligations.

License Limitations:

  • One License = One Person/Entity: This license is limited to one runtime, session, or repository instance. Additional payment is required for each additional user or business entity.
  • No Subletting: No account may be sublet or used on behalf of any business other than the account owner's.
  • Personal to You: This license is personal to you. You may not transfer, sublicense, assign, or dispose of any rights to third parties.
  • Authorized Users Only: Only individuals you designate as "Authorized Users" may access your account.

YOU ARE RESPONSIBLE FOR TIMELY PAYMENT OF YOUR SUBSCRIPTION OR OTHER FEES, AND YOUR LICENSE MAY BE TERMINATED FOR NONPAYMENT.

5. BILLING POLICY & PAYMENT

Use of our services constitutes your acceptance of and agreement to comply with this billing section.

Prepaid Basis:

All accounts are set up on a prepaid basis. Payment must be received before any billable service is provided or activated. For trial periods, payment information must be on file before account creation.

Recurring Subscriptions:

You must keep a valid credit/debit card on file. All recurring subscriptions are automatically invoiced and charged. We will charge you at the end of any trial period and membership will automatically renew unless you cancel prior to the end of the trial.

Trial Eligibility:

Trial subscriptions are limited to one trial per person, per product. We may use device ID, payment method, or email address to determine eligibility. Purchase and subsequent cancellation of multiple trials may result in permanent account closure.

Billing Cycle:

Membership fees and other charges are charged on a periodic basis (monthly, annually) on the calendar day corresponding to the end of the trial period until membership is cancelled. Membership fees are fully earned upon payment.

If a credit/debit card fails to charge successfully, access to services will immediately cease.

Cancellation:

Cancellation immediately stops automatic billing. If time remains in a billing period, access continues until the period ends. We do not provide refunds or credits for partial billing periods. To cancel, contact [email protected].

Processing Fees:

  • Chargeback Fee: $25.00 per chargeback
  • Collections Fee: $35.00 if account is submitted to third-party collections
  • Late Payment Interest: 1.5% per month or the maximum rate allowed by law, whichever is less

Non-Refundable Services:

ALL COACHING PROGRAMS, CONSULTING SERVICES, AND SERVICE-BASED OFFERINGS ARE NON-REFUNDABLE. This includes but is not limited to CRUSHiNGiT, RAMP🔺UP, REAP REWARDS BOOTCAMP, MAGNUM MOMENTUM, and all consulting packages.

Price Increases:

We reserve the right to increase subscription pricing at the time of renewal with notice provided.

6. BILLING DISPUTES

You agree to provide us 30 days to attempt settlement of any billing dispute before disputing with any third-party credit/debit card company or bank.

If we receive a chargeback before being given a chance to resolve the issue:

  • We may charge you for time spent resolving the dispute
  • The $25.00 chargeback fee applies
  • Regardless of chargeback outcome, we retain the right to collect on services or fees due
  • We may submit disputed amounts to a collection agency
  • We have the right to suspend your account until the matter is resolved

7. TAXES

Fees do not include any taxes, levies, duties, or similar governmental assessments. You agree to pay applicable Taxes associated with your purchases, which will be itemized on invoices where we are legally required to collect them.

If you have an obligation to withhold amounts under any law or tax regime (other than U.S. income tax), you will gross up payments so we receive the full quoted amount. Unless otherwise indicated, all fees are in U.S. dollars, and all payments shall be in U.S. currency.

8. INTELLECTUAL PROPERTY

All content, materials, and intellectual property are owned by The Magnum Vault LLC and protected by applicable intellectual property and other laws, including but not limited to copyright.

Our Ownership:

  • Trademarks, service marks, and logos
  • Copyrighted materials and content
  • Proprietary methodologies and frameworks
  • Software and digital tools
  • Training materials and recordings
  • Graphics, user interface, audio/video clips, editorial content
  • Scripts and software used to implement services

You agree NOT to:

  • Use proprietary information in any way except as permitted by these Terms
  • Reproduce any portion of our services in any form without express written permission
  • Modify, rent, lease, loan, sell, distribute, or create derivative works
  • Exploit our brand in any unauthorized way

THE USE OF OUR SOFTWARE OR ANY PART OF OUR SERVICES, EXCEPT AS PERMITTED IN THESE TERMS, IS STRICTLY PROHIBITED AND INFRINGES ON INTELLECTUAL PROPERTY RIGHTS AND MAY SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES FOR COPYRIGHT INFRINGEMENT.

For detailed confidentiality and intellectual property protection terms, see our Confidentiality & IP Protection section.

9. USER CONTENT

By submitting content, you grant us a worldwide, royalty-free license to use for:

  • Providing and improving our services
  • Marketing and promotional purposes (with consent)
  • Legal compliance and protection

10. PROHIBITED CONDUCT

You agree NOT to:

  • Violate any laws or regulations
  • Infringe on intellectual property rights
  • Share account credentials
  • Attempt to hack or compromise our systems
  • Harass, abuse, or harm other users
  • Distribute spam or malicious content
  • Misrepresent your identity or affiliation
  • Use our services for unauthorized commercial purposes
  • Sublet or resell access to our services

11. TERMINATION

Without prejudice to any other rights we may have, we may cancel these Terms without notice or refund if you fail to abide by them.

Termination for Nonpayment:

We may terminate these Terms WITHOUT notice for nonpayment where your account is in arrears, delinquent, or past due.

We reserve the right to provide a short grace period at our discretion for long-standing customers or customers with good payment history.

You understand and agree that:

  • Consequences of nonpayment may be severe for your business
  • You assume all liability and risk of loss if access is terminated for nonpayment
  • Termination for Nonpayment is our right and is solely caused by your actions
  • This serves as your notice of such termination
  • You hold us harmless for all damages you may suffer as a result

Prohibited After Termination:

If your account is terminated, you are prohibited from creating any new accounts. You agree not to attempt to circumvent this by obtaining a new account under a different name, email address, IP address, or through any third party.

Survival:

All obligations you agreed to under these Terms survive termination for any reason, including but not limited to confidentiality, intellectual property protection, indemnification, and limitation of liability provisions.

12. SERVICE AVAILABILITY & DISCLAIMERS

Services provided "as is" without warranties of any kind, either express or implied.

WE DO NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF OUR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND.

No Guarantee of Results:

We do not guarantee specific business outcomes, earnings, or fundraising success. Your results depend on your efforts, market conditions, and factors beyond our control. See our Earnings Disclaimer for details.

Service Interruptions:

If any service is not capable of running as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond our control, we reserve the right to cancel, terminate, or suspend the service.

13. THIRD-PARTY SERVICES

We're not responsible for third-party services, including:

  • Payment processors (Stripe)
  • External websites or links
  • Third-party integrations
  • Services recommended but not provided by us

14. LIMITATION OF LIABILITY

YOU ACCEPT ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES YOU SUFFER IN CONNECTION WITH ACCESSING OR USING ANY OF OUR SERVICES.

IN NO EVENT SHALL THE MAGNUM VAULT LLC OR ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES OR LICENSORS BE LIABLE FOR ANY LOSSES OR DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOST OPPORTUNITIES, BUSINESS INTERRUPTION, OR LOST INFORMATION AND LOST DATA.

YOUR TOTAL LIABILITY IS LIMITED TO THE LESSER OF US $500.00 OR WHAT YOU PAID TO LICENSE THE SERVICE IN THE PAST 12 MONTHS.

We Are Not Liable For:

  • (i) Errors or omissions with respect to services sold, or any financial transaction including pricing errors or transaction processing errors by third parties
  • (ii) Personal injury or property damage resulting from your access to and use of our services
  • (iii) Unauthorized access to our servers and/or any personal information or financial information stored therein
  • (iv) Loss or deletion of your data from our servers after your license has expired, lapsed, or been terminated for any reason
  • (v) Interruption or cessation of service operation
  • (vi) Bugs, viruses, malware which may be transmitted to or through our services by any third party
  • (vii) Any loss or damage of any kind incurred as a result of your use of our services
  • (viii) Loss resulting from termination including termination for nonpayment
  • (ix) GDPR violations based on processing data in accordance with instructions you provided or on your behalf to provide agreed upon services
  • (x) Client-to-client interactions including transactions or economic arrangements entered into between clients or by you and any other third party

The limitations set forth in this section are integral to the amount of fees charged and were we to assume any further liability, fees would be substantially higher.

15. INDEMNIFICATION

You agree to indemnify and hold harmless The Magnum Vault LLC and its directors, officers, employees, agents, stockholders, subsidiaries, and affiliates from claims arising from:

  • Your use of our services
  • Violation of these Terms
  • Infringement of third-party rights
  • Your content or submissions
  • Breach of any representation or warranty contained in these Terms
  • Breach or violation of any covenant or obligation under these Terms or applicable law
  • Any claim that material you offered, created, copied, distributed, or promoted using our services caused damage to a third party
  • Your violation of any third-party right, including intellectual property or privacy rights
  • Your interaction with other clients, including transactions or economic arrangements

This indemnification expressly survives termination of these Terms and your use of our services.

16. DISPUTE RESOLUTION

Binding Arbitration:

Most disputes will be resolved through binding arbitration rather than court litigation. By accepting these Terms, you agree that any controversy or claim arising out of or relating to these Terms shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association.

The arbitration shall take place in Greenville, South Carolina, and the arbitrator's decision shall be final and binding. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.

Class Action Waiver:

YOU WAIVE ANY RIGHT TO BRING CLAIMS AS CLASS OR COLLECTIVE ACTION. You may only bring claims against us in an individual capacity and not as a plaintiff or class member in any purported class or representative action. No arbiter or judge may consolidate more than one person's claims without the written consent of both parties.

Small Claims Court:

Either party may bring qualifying claims in small claims court.

Mediation First:

As a condition precedent to instituting any legal action, the parties must participate in non-binding mediation.

Time Limit:

Neither party will bring any legal action more than two years after the cause of action arose.

17. GOVERNING LAW & VENUE

These Terms are governed by the laws of South Carolina, USA, without regard to conflict of law principles. You and we irrevocably consent to the exclusive venue of the state or federal courts in South Carolina for any matters not subject to arbitration.

18. PREVAILING PARTY

In the event of any litigation arising out of or related to these Terms, the prevailing party shall be entitled to recover from the non-prevailing party all costs and expenses associated with such proceedings, including reasonable attorney's fees.

If a matter is filed in any venue other than the venue specified in the Governing Law section and the matter is dismissed for improper venue, the party that did not file the action shall be deemed the prevailing party for purpose of recovering costs and expenses.

19. ASSIGNMENT

You shall not directly or indirectly assign, transfer, convey, pledge, encumber, or otherwise dispose of any rights or obligations under these Terms without our prior written consent. Any assignment made without our consent is void and ineffective.

We can assign or transfer any rights or obligations under these Terms without your prior written consent. We will make reasonable efforts to give you notice of such transaction.

20. MODIFICATIONS

We may modify these Terms at any time. Continued use after changes constitutes acceptance. Due to changes in technology and the marketplace, we may make modifications to services at our sole discretion. We will use commercially reasonable efforts to notify you of any material modifications.

21. SEVERABILITY

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired.

22. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Confidentiality Agreement, Cookie Policy, and Earnings Disclaimer, set forth the entire agreement relating to the subject matter hereof and supersede all prior agreements, discussions, and understandings, whether oral or written.

23. CONTACT INFORMATION

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Earnings Disclaimer

IMPORTANT: PLEASE READ CAREFULLY

1. NO GUARANTEE OF RESULTS

The Magnum Vault LLC provides educational and informational products and services. We make no guarantee that you will earn any money using the techniques, ideas, or strategies provided in our programs.

Examples and Testimonials:

Any earnings or income statements, examples, or success stories presented are:

  • Not to be interpreted as common, typical, or average results
  • Illustrative of what is possible, not what is guaranteed
  • Subject to individual circumstances and market conditions
  • Results that required substantial effort, time, and resources

2. TESTIMONIALS AND SUCCESS STORIES

All testimonials and success stories:

  • Are from real clients who achieved specific results
  • Do NOT represent typical or average results
  • May include atypical or extraordinary circumstances
  • Are not guarantees of future performance

3. BUSINESS RISK ACKNOWLEDGMENT

Starting and running a business involves substantial risk:

  • Capital raising has no guaranteed outcomes
  • Market conditions, competition, and economic factors affect results
  • Success depends on your skills, experience, dedication, and execution
  • Past performance does not predict future results

4. YOUR RESPONSIBILITY

By purchasing our products or services, you accept:

  • Full responsibility for your business decisions and results
  • The risk that you may not achieve your desired outcomes
  • That our materials are educational tools, not business guarantees
  • That you must conduct your own due diligence

5. NOT PROFESSIONAL ADVICE

Our content is for educational purposes only:

  • Not legal, financial, accounting, or investment advice
  • Not a substitute for professional consultation
  • Should not be relied upon as the sole basis for decisions

Always Consult Qualified Professionals For:

  • Legal matters: Licensed attorneys
  • Financial planning: Certified financial planners
  • Accounting: Certified public accountants
  • Securities matters: Registered investment advisors
  • Tax matters: Tax professionals

6. FTC COMPLIANCE

We comply with FTC guidelines requiring:

  • Clear disclosure that results vary
  • Honest representation of typical outcomes
  • Transparent communication about success stories
  • No misleading income claims

7. CONTACT US

Questions about this disclaimer:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THIS EARNINGS DISCLAIMER.

Cookie Policy

Effective Date: January 2025

1. WHAT ARE COOKIES

Cookies are small text files placed on your device when you visit our website. They help us provide, protect, and improve our services by remembering your preferences and analyzing site usage.

2. TYPES OF COOKIES WE USE

Necessary Cookies (Required):

Essential for website functionality. Cannot be disabled.

  • Authentication: Keep you logged in
  • Security: Detect abuse and fraud
  • Session: Remember your current session
  • GDPR Consent: Store your cookie preferences

Functional Cookies (Optional):

Enhance user experience. Can be disabled without breaking core functionality.

  • Preferences: Remember your settings (language, timezone)
  • User Experience: Remember form inputs to save time
  • Accessibility: Store accessibility preferences

Analytics Cookies (Optional):

Help us understand how visitors use our site.

  • Google Analytics: Traffic analysis (anonymized)
  • Heatmaps: User behavior patterns
  • Performance: Site speed and error tracking

Marketing Cookies (Optional):

Track visitors across websites to show relevant ads.

  • Advertising: Google Ads, Facebook Pixel
  • Retargeting: Show ads to previous visitors
  • Social Media: Enable social sharing

3. COOKIE DURATION

Cookie Type Duration
Session Cookies Deleted when browser closes
Authentication 30 days (or until logout)
Preferences 1 year
Analytics (Google) 26 months
Marketing 90 days to 2 years
GDPR Consent 1 year (EU/UK users)

4. THIRD-PARTY COOKIES

We use trusted third-party services that may set cookies:

Analytics:

  • Google Analytics: Website traffic and behavior analysis
  • Hotjar: Heatmaps and session recordings (anonymized)

Marketing:

  • Google Ads: Ad targeting and conversion tracking
  • Facebook Pixel: Social media advertising
  • LinkedIn Insight: Professional network advertising

Platform Services:

  • GoHighLevel: CRM and marketing automation
  • Stripe: Payment processing
  • Vimeo/YouTube: Video hosting (if embedded)

5. MANAGING YOUR COOKIE PREFERENCES

Cookie Banner:

  • Accept All: Enable all cookies
  • Reject All: Only necessary cookies
  • Customize: Choose specific categories

Browser Controls:

  • Block all cookies (may break website)
  • Block third-party cookies only
  • Delete existing cookies
  • Set exceptions for specific sites

Consequences of Blocking:

  • Necessary cookies: Website may not function
  • Functional cookies: Reduced functionality
  • Analytics/Marketing: No impact on access

6. SPECIFIC JURISDICTIONS

European Union (GDPR):

  • Explicit consent required for non-essential cookies
  • Right to withdraw consent anytime
  • Consent renewed annually

California (CCPA):

  • Right to opt-out of "sale" via cookies
  • We don't sell personal information
  • Honor "Do Not Track" signals

7. COOKIE MANAGEMENT LINKS

Opt-out of specific services:

8. UPDATES TO THIS POLICY

We may update this Cookie Policy periodically. Check the "Effective Date" for the latest version.

9. CONTACT US

Questions about cookies:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Questions About Our Policies?

Contact our legal team at:

[email protected]