LEGAL

Last Updated: January 2025

Privacy Policy

Effective Date: January 2025

1. INTRODUCTION

Welcome to The Magnum Vault LLC ("Company," "we," "us," or "our"). We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website, purchase our products or services, and tell you about your privacy rights and how the law protects you.

Data Controller Contact Information:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

2. INFORMATION WE COLLECT

Personal Information You Provide:

  • Identity Data: First name, last name, username
  • Contact Data: Email address, telephone numbers, billing/delivery address
  • Financial Data: Payment card details (processed securely through Stripe)
  • Transaction Data: Details about payments and purchases
  • Profile Data: Username, purchases, preferences, feedback, survey responses
  • Marketing Data: Preferences in receiving marketing from us

Information Automatically Collected:

  • Technical Data: IP address, browser type/version, time zone, operating system
  • Usage Data: Information about how you use our website and services
  • Cookie Data: See our Cookie Policy for details

3. HOW WE USE YOUR INFORMATION

We use your personal data for the following purposes:

Legal Basis for Processing (GDPR):

  • Contract Performance: To fulfill orders, deliver services, process payments
  • Legitimate Interests: To improve our services, marketing, fraud prevention
  • Consent: For marketing communications and certain cookies
  • Legal Obligation: To comply with legal requirements

Specific Uses:

  • Process and deliver your orders
  • Manage your account and relationship
  • Provide customer support
  • Send transactional emails
  • Send marketing communications (with consent)
  • Improve our website and services
  • Detect and prevent fraud
  • Comply with legal obligations

4. DATA SHARING AND DISCLOSURE

We may share your personal data with:

Service Providers:

  • GoHighLevel: CRM and marketing automation platform
  • Stripe: Payment processing services
  • Email Service Providers: For transactional and marketing emails
  • Analytics Providers: Google Analytics (anonymized data)
  • Cloud Storage: AWS, Google Cloud for secure data storage

Business Transfers:

In the event of a merger, acquisition, or asset sale, your data may be transferred to the new entity.

Legal Requirements:

We may disclose your data if required by law, court order, or legal process.

IMPORTANT: We do NOT sell your personal data to third parties.

5. INTERNATIONAL DATA TRANSFERS

Your data may be transferred to and processed in countries outside your residence:

For EU Residents:

  • We use Standard Contractual Clauses approved by the EU Commission
  • Transfer Impact Assessments conducted for all data transfers
  • Additional security measures implemented where needed

For UK Residents:

  • We comply with UK GDPR requirements
  • International Data Transfer Agreements in place

6. DATA SECURITY

We implement appropriate technical and organizational measures:

Technical Measures:

  • SSL/TLS encryption for data transmission
  • Encrypted data storage
  • Regular security assessments and penetration testing
  • Secure authentication mechanisms
  • Regular software updates and patches

Organizational Measures:

  • Access controls and role-based permissions
  • Employee training on data protection
  • Confidentiality agreements with all staff and contractors
  • Regular security audits
  • Incident response procedures

7. DATA RETENTION

We retain your personal data for:

Retention Periods:

  • Account Data: Duration of account plus 7 years (legal/tax requirements)
  • Transaction Records: 7 years (accounting standards)
  • Marketing Data: Until consent withdrawn or 3 years of inactivity
  • Customer Support: 3 years from last interaction
  • Website Analytics: 26 months (Google Analytics default)

Deletion Process:

After retention periods, data is securely deleted or anonymized. Backups are purged according to our backup retention schedule (90 days).

8. YOUR RIGHTS

Depending on your location, you may have the following rights:

GDPR Rights (EU/UK):

  • Right to Access: Request a copy of your personal data
  • Right to Rectification: Correct inaccurate data
  • Right to Erasure: Delete your data ("right to be forgotten")
  • Right to Restriction: Limit processing of your data
  • Right to Data Portability: Receive your data in a structured format
  • Right to Object: Object to processing based on legitimate interests
  • Right to Withdraw Consent: For consent-based processing
  • Right to Lodge a Complaint: With your local supervisory authority

CCPA Rights (California):

  • Right to Know: What personal information we collect, use, and share
  • Right to Delete: Request deletion of your personal information
  • Right to Opt-Out: Of the sale of personal information (we don't sell)
  • Right to Non-Discrimination: Equal service regardless of privacy choices

How to Exercise Your Rights:

To exercise your rights, contact: [email protected]

We will respond within:

  • GDPR requests: 30 days (extendable to 60 days for complex requests)
  • CCPA requests: 45 days (extendable to 90 days)

9. CHILDREN'S PRIVACY

Our services are not directed to individuals under 18. We do not knowingly collect personal data from children under 18. If you become aware that a child has provided us with personal data, please contact us immediately.

10. CHANGES TO THIS POLICY

We may update this policy periodically. We will notify you of material changes via:

  • Email notification to your registered email address
  • Prominent notice on our website
  • In-app notification (if applicable)

Your continued use of our services after changes constitutes acceptance of the updated policy.

11. CONTACT US

For privacy questions or concerns:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Confidentiality & Intellectual Property Protection

Effective Date: January 2025

1. WHAT THIS COVERS

All content, materials, frameworks, toolkits, training recordings, documentation, and intellectual property provided by The Magnum Vault LLC constitute proprietary and confidential information ("Confidential Information"). This includes but is not limited to:

  • The TAO of Capital Attraction frameworks and methodologies
  • CRUSHiNGiT program materials and training content
  • RAMP🔺UP bootcamp curriculum and exercises
  • REAP REWARDS BOOTCAMP content and strategies
  • MAGNUM MOMENTUM training materials
  • THE MAGNUM PLANNER templates and systems
  • Capital Cafe session recordings and transcripts
  • Magnum Nexus platform content and tools
  • All proprietary systems, strategies, templates, and processes
  • Business procedures, analytical methods, client data, and strategic information
  • Any content delivered through written, oral, electronic, video, or digital formats

2. YOUR OBLIGATIONS

By accessing or using any Confidential Information, you agree to:

Restricted Use:

Use Confidential Information solely for your authorized personal or internal business purposes. You may NOT copy, reproduce, distribute, publicly display, assign, sell, sublicense, transmit, or disclose any Confidential Information (in whole or in part) to any third party without prior express written consent from The Magnum Vault LLC.

Security Measures:

Implement reasonable security measures to safeguard Confidential Information and prevent unauthorized access, use, or disclosure. Limit access only to individuals who have a legitimate need to know and who have agreed to similar confidentiality obligations.

No Retention:

Upon request or termination of your access, immediately return or destroy all materials containing Confidential Information. You may not retain copies in any form, including digital, physical, or derivative formats.

Survival of Obligations:

These confidentiality obligations survive the expiration, termination, or completion of any service, program, or agreement between you and The Magnum Vault LLC. Your obligations remain in force indefinitely or until Confidential Information lawfully enters the public domain through no fault or breach by you.

3. RECORDING CONSENT & USAGE RIGHTS

You understand and consent that The Magnum Vault LLC may record all meetings, training sessions, group calls, coaching sessions, and other interactions through audio, video, or electronic recording technologies.

You grant The Magnum Vault LLC the unrestricted right to use, reproduce, edit, distribute, and publish these recordings for legitimate business purposes including training materials, quality assurance, documentation, system improvement, and legal compliance.

You waive any rights of publicity, privacy, or compensation in connection with these recordings. The Magnum Vault LLC retains all rights, title, and interest in such recordings, which may be retained indefinitely.

4. LEGAL DISCLOSURE EXCEPTION

Disclosure of Confidential Information is permitted only when required by applicable law, legal process, court order, or government regulation. You must provide prompt written notice to The Magnum Vault LLC before any such disclosure to allow us to seek protective measures. If disclosure is required despite such measures, limit disclosure to only the portion legally mandated and cooperate with our efforts to maintain maximum confidentiality protection.

5. OWNERSHIP & INTELLECTUAL PROPERTY

The Magnum Vault LLC retains sole and exclusive ownership of all Confidential Information, frameworks, systems, methodologies, and related intellectual property. No license, right, or interest is transferred to you except the limited right to use materials as explicitly authorized for your personal or internal business purposes.

6. ENFORCEMENT & REMEDIES

Irreparable Harm:

You acknowledge that unauthorized use, disclosure, or misappropriation of Confidential Information would cause irreparable harm to The Magnum Vault LLC for which monetary damages would be inadequate.

Injunctive Relief:

The Magnum Vault LLC is entitled to seek immediate injunctive relief, specific performance, and equitable remedies without the requirement of posting bond or other security.

Indemnification:

You agree to indemnify and hold harmless The Magnum Vault LLC from any and all damages, losses, costs, liabilities, and expenses (including reasonable attorney fees) arising from your unauthorized use, disclosure, or breach of these confidentiality obligations.

Legal Costs:

In the event of any legal action to enforce these terms, the prevailing party shall be entitled to recover all costs and attorney fees.

7. YOUR REPRESENTATIONS

By accessing Confidential Information, you represent and warrant that:

  • You have the legal capacity to enter into these obligations
  • Your use of Confidential Information does not conflict with existing obligations to other parties
  • You have no conflicting claims to intellectual property rights that would be inconsistent with The Magnum Vault LLC's ownership
  • You understand the legal consequences of these obligations and enter into them voluntarily

8. QUESTIONS ABOUT CONFIDENTIALITY

Contact our legal team:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

Terms of Service

Effective Date: January 2025

1. ACCEPTANCE OF TERMS

By accessing or using the services of The Magnum Vault LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use our services.

2. SERVICES PROVIDED

The Magnum Vault LLC provides:

  • Educational programs and training for capital raising
  • Business consulting and coaching services
  • Digital platforms and tools (Magnum Nexus)
  • Community access and networking opportunities
  • Digital and physical products

3. ACCOUNT TERMINATION

We reserve the right to suspend or terminate accounts for:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Abuse of our services or community
  • Non-payment of fees
  • Violation of confidentiality obligations

4. INTELLECTUAL PROPERTY

All content, materials, and intellectual property are owned by The Magnum Vault LLC:

Our Ownership:

  • Trademarks, service marks, and logos
  • Copyrighted materials and content
  • Proprietary methodologies and frameworks
  • Software and digital tools
  • Training materials and recordings

For detailed confidentiality and intellectual property protection terms, see our Confidentiality & IP Protection section.

5. LICENSE GRANT

We grant you a limited, non-exclusive, non-transferable license to:

  • Access and use our services for their intended purpose
  • Download materials for personal use only
  • Participate in our programs and community

6. USER CONTENT

By submitting content, you grant us a worldwide, royalty-free license to use for:

  • Providing and improving our services
  • Marketing and promotional purposes (with consent)
  • Legal compliance and protection

7. PROHIBITED CONDUCT

You agree NOT to:

  • Violate any laws or regulations
  • Infringe on intellectual property rights
  • Share account credentials
  • Attempt to hack or compromise our systems
  • Harass, abuse, or harm other users
  • Distribute spam or malicious content
  • Misrepresent your identity or affiliation
  • Use our services for unauthorized commercial purposes

8. DISCLAIMERS

Services provided "as is" without warranties of any kind, either express or implied.

No Guarantee of Results:

We do not guarantee specific business outcomes, earnings, or fundraising success. Your results depend on your efforts, market conditions, and factors beyond our control.

9. THIRD-PARTY SERVICES

We're not responsible for third-party services, including:

  • Payment processors (Stripe)
  • External websites or links
  • Third-party integrations
  • Services recommended but not provided by us

10. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

  • We are not liable for indirect, incidental, or consequential damages
  • Total liability is limited to amounts paid by you in the past 12 months
  • We are not responsible for service interruptions or data loss
  • Force majeure events are excluded from liability

11. INDEMNIFICATION

You agree to indemnify and hold harmless The Magnum Vault LLC from claims arising from:

  • Your use of our services
  • Violation of these Terms
  • Infringement of third-party rights
  • Your content or submissions

12. DISPUTE RESOLUTION

Arbitration:

Most disputes will be resolved through binding arbitration rather than court litigation.

Class Action Waiver:

You waive any right to bring claims as class or collective action.

Small Claims Court:

Either party may bring qualifying claims in small claims court.

13. GOVERNING LAW

These Terms are governed by the laws of South Carolina, USA, without regard to conflict of law principles.

14. MODIFICATIONS

We may modify these Terms at any time. Continued use after changes constitutes acceptance.

15. CONTACT INFORMATION

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Earnings Disclaimer

IMPORTANT: PLEASE READ CAREFULLY

1. NO GUARANTEE OF RESULTS

The Magnum Vault LLC provides educational and informational products and services. We make no guarantee that you will earn any money using the techniques, ideas, or strategies provided in our programs.

Examples and Testimonials:

Any earnings or income statements, examples, or success stories presented are:

  • Not to be interpreted as common, typical, or average results
  • Illustrative of what is possible, not what is guaranteed
  • Subject to individual circumstances and market conditions
  • Results that required substantial effort, time, and resources

2. TESTIMONIALS AND SUCCESS STORIES

All testimonials and success stories:

  • Are from real clients who achieved specific results
  • Do NOT represent typical or average results
  • May include atypical or extraordinary circumstances
  • Are not guarantees of future performance

3. BUSINESS RISK ACKNOWLEDGMENT

Starting and running a business involves substantial risk:

  • Capital raising has no guaranteed outcomes
  • Market conditions, competition, and economic factors affect results
  • Success depends on your skills, experience, dedication, and execution
  • Past performance does not predict future results

4. YOUR RESPONSIBILITY

By purchasing our products or services, you accept:

  • Full responsibility for your business decisions and results
  • The risk that you may not achieve your desired outcomes
  • That our materials are educational tools, not business guarantees
  • That you must conduct your own due diligence

5. NOT PROFESSIONAL ADVICE

Our content is for educational purposes only:

  • Not legal, financial, accounting, or investment advice
  • Not a substitute for professional consultation
  • Should not be relied upon as the sole basis for decisions

Always Consult Qualified Professionals For:

  • Legal matters: Licensed attorneys
  • Financial planning: Certified financial planners
  • Accounting: Certified public accountants
  • Securities matters: Registered investment advisors
  • Tax matters: Tax professionals

6. FTC COMPLIANCE

We comply with FTC guidelines requiring:

  • Clear disclosure that results vary
  • Honest representation of typical outcomes
  • Transparent communication about success stories
  • No misleading income claims

7. CONTACT US

Questions about this disclaimer:

The Magnum Vault LLC

Email: [email protected]

Phone: +1 786 329 4843

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THIS EARNINGS DISCLAIMER.

Cookie Policy

Effective Date: January 2025

1. WHAT ARE COOKIES

Cookies are small text files placed on your device when you visit our website. They help us provide, protect, and improve our services by remembering your preferences and analyzing site usage.

2. TYPES OF COOKIES WE USE

Necessary Cookies (Required):

Essential for website functionality. Cannot be disabled.

  • Authentication: Keep you logged in
  • Security: Detect abuse and fraud
  • Session: Remember your current session
  • GDPR Consent: Store your cookie preferences

Functional Cookies (Optional):

Enhance user experience. Can be disabled without breaking core functionality.

  • Preferences: Remember your settings (language, timezone)
  • User Experience: Remember form inputs to save time
  • Accessibility: Store accessibility preferences

Analytics Cookies (Optional):

Help us understand how visitors use our site.

  • Google Analytics: Traffic analysis (anonymized)
  • Heatmaps: User behavior patterns
  • Performance: Site speed and error tracking

Marketing Cookies (Optional):

Track visitors across websites to show relevant ads.

  • Advertising: Google Ads, Facebook Pixel
  • Retargeting: Show ads to previous visitors
  • Social Media: Enable social sharing

3. COOKIE DURATION

Cookie Type Duration
Session Cookies Deleted when browser closes
Authentication 30 days (or until logout)
Preferences 1 year
Analytics (Google) 26 months
Marketing 90 days to 2 years
GDPR Consent 1 year (EU/UK users)

4. THIRD-PARTY COOKIES

We use trusted third-party services that may set cookies:

Analytics:

  • Google Analytics: Website traffic and behavior analysis
  • Hotjar: Heatmaps and session recordings (anonymized)

Marketing:

  • Google Ads: Ad targeting and conversion tracking
  • Facebook Pixel: Social media advertising
  • LinkedIn Insight: Professional network advertising

Platform Services:

  • GoHighLevel: CRM and marketing automation
  • Stripe: Payment processing
  • Vimeo/YouTube: Video hosting (if embedded)

5. MANAGING YOUR COOKIE PREFERENCES

Cookie Banner:

  • Accept All: Enable all cookies
  • Reject All: Only necessary cookies
  • Customize: Choose specific categories

Browser Controls:

  • Block all cookies (may break website)
  • Block third-party cookies only
  • Delete existing cookies
  • Set exceptions for specific sites

Preference Center:

  • Access via footer link
  • Adjust preferences by category
  • Changes take effect immediately

Global Privacy Control:

We honor GPC signals where legally required.

Consequences of Blocking:

  • Necessary cookies: Website may not function
  • Functional cookies: Reduced functionality
  • Analytics/Marketing: No impact on access

6. SPECIFIC JURISDICTIONS

European Union (GDPR):

  • Explicit consent required for non-essential cookies
  • Right to withdraw consent anytime
  • Consent renewed annually

California (CCPA):

  • Right to opt-out of "sale" via cookies
  • We don't sell personal information
  • Honor "Do Not Track" signals

Other Regions:

We comply with local cookie laws in all jurisdictions we serve.

7. COOKIE MANAGEMENT LINKS

Opt-out of specific services:

8. UPDATES TO THIS POLICY

We may update this Cookie Policy periodically. Check the "Effective Date" for the latest version.

9. CONTACT US

Questions about cookies:

The Magnum Vault LLC

104 S Main St

Suite 800 #1052

Greenville, SC 29601

United States

Email: [email protected]

Phone: +1 786 329 4843

Questions About Our Policies?

Contact our legal team at:

[email protected]